Golden Bowl

• Maximum Discount Cap PKR. 6,000/- * Valid for Dine In/Out & Takeaway only. * 4 transactions per month are allowed. The discount availed will be charged & billed to the customer on 5th transaction & onwards. * Discounts, offers, and benefits are provided solely at the discretion of the participating merchant. The Bank does not guarantee the availability, continuity, or quality of any discount or offer. * The Bank shall not be held responsible for any refusal, withdrawal, or modification of discounts by merchants. Customers agree that the Bank is not liable to provide compensation, reimbursement, or credit in lieu of any discount not honored by a merchant. * Discounts are offered directly by merchants. The Bank is not an agent, representative, or guarantor of the merchants, their products, or services. * Discounts may be subject to merchant specific terms, conditions, exclusions, or validity periods. Customers are advised to confirm details with the merchant prior to making a purchase. * Any complaints, claims, or disputes regarding merchant discounts, merchant products, or merchant services must be addressed directly with the merchant. The Bank will not intervene or mediate such matters. * The Bank reserves the right to amend, suspend, or terminate the discount program or participating merchants at any time without prior notice. * Discounts are applicable only when payment is made using the Al Baraka Platinum Debit Card at participating merchants, subject to merchant acceptance and provision of the associated discount.

• The discount offers are for ABL cardholders for the promotion of ABL respective Cards. * 40% Discount is capped to PKR 5,000 per transaction. * Introduction of Fair Usage Terms & Conditions (T&C) for Premium & Infinite Debit Card Discounts; * a. To ensure fair and equitable utilization of discount offers, Allied Bank has introduced Fair Usage Terms & Conditions for Premium and Infinite Debit Card discounts. These terms and conditions have been duly aligned to promote responsible and transparent usage of discount privileges. * b. To prevent misuse of card/discounts and its commercial use by the cardholder, the Bank reserves the right to monitor card transactions for excessive or disproportionate usage of discount or promotional offers and can impose any threshold per month consequent to this monitoring. The Bank may, at its sole discretion and without prior notice, restrict, suspend, or cancel the Card and/or withdraw the applicable benefits/discounts. The Bank’s determination of excessive/commercial usage or misuse shall be final and binding, and the Cardholder shall have no right to claim or any recourse in this regard. * c. To ensure fair usage of the discount, only one transaction per card per day is allowed at a single alliance partner. Additionally, a maximum of 3 transactions per card per alliances partner are eligible for the discount in a month. If more than 3 transactions are made, the bank reserves the right to charge or recover the full amount of discount from the card holder for any additional transactions. * Allied Bank Cardholders may be entitled to the discount offers in respect of payments made at the selected Merchants and Alliance Partners through their Allied (Visa, UPI-PayPak) Cards including Credit & Debit cards. The discount offers are not applicable in respect of cash transactions. * Allied Bank is entitled at any time without any liability to the cardholder in any manner whatsoever to terminate or withdraw or change the criteria and conditions for any or all the discounts and/or promotional offers. * The discounts are not valid in conjunction with other special promotions and/or discount programs defined by Allied Bank, Merchants and Alliance Partners. * Allied Bank specific card discounts and/or promotional offers are discretionary and the cardholders are not entitled to claim the same as a matter of their right. * The Merchants / Alliance Partners reserve the right to refuse or cancel discount for any unforeseen reason or circumstances including but not limited to misuse of discount / multiple transaction on a single card at any given time. * For any further information, please call Helpline at: 042-111-225-225.

• Maximum Discount Cap PKR. 2,000/- * Valid for Dine In/Out & Takeaway only. * 4 transactions per month are allowed. The discount availed will be charged & billed to the customer on 5th transaction & onwards. * Discounts, offers, and benefits are provided solely at the discretion of the participating merchant. The Bank does not guarantee the availability, continuity, or quality of any discount or offer. * The Bank shall not be held responsible for any refusal, withdrawal, or modification of discounts by merchants. Customers agree that the Bank is not liable to provide compensation, reimbursement, or credit in lieu of any discount not honored by a merchant. * Discounts are offered directly by merchants. The Bank is not an agent, representative, or guarantor of the merchants, their products, or services. * Discounts may be subject to merchant specific terms, conditions, exclusions, or validity periods. Customers are advised to confirm details with the merchant prior to making a purchase. * Any complaints, claims, or disputes regarding merchant discounts, merchant products, or merchant services must be addressed directly with the merchant. The Bank will not intervene or mediate such matters. * The Bank reserves the right to amend, suspend, or terminate the discount program or participating merchants at any time without prior notice. * Discounts are applicable only when payment is made using the Al Baraka Platinum Debit Card at participating merchants, subject to merchant acceptance and provision of the associated discount.

• The discount offers are for ABL cardholders for the promotion of ABL respective Cards. * 20% Discount is capped to PKR 2,000 per transaction. * Allied Bank Cardholders may be entitled to the discount offers in respect of payments made at the selected Merchants and Alliance Partners through their Allied (Visa, UPI-PayPak) Cards including Credit & Debit cards. The discount offers are not applicable in respect of cash transactions. * Allied Bank is entitled at any time without any liability to the cardholder in any manner whatsoever to terminate or withdraw or change the criteria and conditions for any or all the discounts and/or promotional offers. * The discounts are not valid in conjunction with other special promotions and/or discount programs defined by Allied Bank, Merchants and Alliance Partners. * To ensure fair usage of the discount, only one transaction per card per day is allowed at a single alliance partner. Additionally, a maximum of 3 transactions per card per alliances partner are eligible for the discount in a month. If more than 3 transactions are made, the bank reserves the right to charge or recover the full amount of discount from the card holder for any additional transactions. * Allied Bank specific card discounts and/or promotional offers are discretionary and the cardholders are not entitled to claim the same as a matter of their right. * The Merchants / Alliance Partners reserve the right to refuse or cancel discount for any unforeseen reason or circumstances including but not limited to misuse of discount / multiple transaction on a single card at any given time. * For any further information, please call Helpline at: 042-111-225-225.

• The discount offers are for ABL cardholders for the promotion of ABL respective Cards. * 15% Discount is capped to PKR 1,500 per transaction. * Allied Bank Cardholders may be entitled to the discount offers in respect of payments made at the selected Merchants and Alliance Partners through their Allied (Visa, UPI-PayPak) Cards including Credit & Debit cards. The discount offers are not applicable in respect of cash transactions. * Allied Bank is entitled at any time without any liability to the cardholder in any manner whatsoever to terminate or withdraw or change the criteria and conditions for any or all the discounts and/or promotional offers. * The discounts are not valid in conjunction with other special promotions and/or discount programs defined by Allied Bank, Merchants and Alliance Partners. * To ensure fair usage of the discount, only one transaction per card per day is allowed at a single alliance partner. Additionally, a maximum of 3 transactions per card per alliances partner are eligible for the discount in a month. If more than 3 transactions are made, the bank reserves the right to charge or recover the full amount of discount from the card holder for any additional transactions. * Allied Bank specific card discounts and/or promotional offers are discretionary and the cardholders are not entitled to claim the same as a matter of their right. * The Merchants / Alliance Partners reserve the right to refuse or cancel discount for any unforeseen reason or circumstances including but not limited to misuse of discount / multiple transaction on a single card at any given time. * For any further information, please call Helpline at: 042-111-225-225.

• Discount Capping PKR 1,000/- * A maximum of 3 transactions per card per restaurant will qualify for the discount each calendar month and on 4th transaction and onward, any discount availed will be charged and billed to the customer. * Terms & Conditions apply